Last updated: April 2026 — Callum Whitfield, Describe
Welcome to describe.org.nz ("the Website"), owned and operated by Callum Whitfield. By accessing and using this Website, you acknowledge and agree to be bound by the following Terms of Use and any additional terms and conditions that may be applicable to specific sections of the Website or to products and services available through the Website.
The content on this Website is provided for informational purposes only and is not intended to be a comprehensive or detailed statement concerning the matters addressed. The information presented on this Website should not be relied upon as the sole source of information for making decisions, nor should it be considered as financial, legal, or other professional advice. Users of this Website should always seek the advice of appropriate professionals for their specific circumstances.
Callum Whitfield and describe.org.nz shall not be held liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to, or use of, the information on this Website. The Website and its content are provided "as is" without warranty of any kind, either express or implied.
This Website is intended for use by individuals who are 18 years of age or older. By accessing and using this Website, you represent and warrant that you are at least 18 years of age.
The content, design, and all intellectual property rights of describe.org.nz, including but not limited to text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, are the property of Callum Whitfield and are protected by international copyright laws.
These Terms of Use and your use of the Website shall be governed by and construed in accordance with the laws of New Zealand, without giving effect to any principles of conflicts of law.
The content on describe.org.nz is for informational purposes only and is not intended to provide any financial, legal, or other professional advice. The information presented should not be relied upon as the sole source of information for making decisions. Users of this Website should always seek the advice of appropriate professionals for their specific circumstances.
Callum Whitfield is the content author and editor responsible for the information presented on describe.org.nz.